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Your center for insurance and risk management tips, news and trends.

Precision Agriculture and the New Farm: Sustainable, Accurate and Data-Driven

Posted by Parker Beauchamp on Jun 30, 2015

In an industry that relies on the whims of Mother Nature, certainty and accuracy have long been difficult to manage and achieve.

According to IBM Research, the “world’s population will reach 9.2 billion people, 24 percent higher than today,” by 2050. By their math, global food production will need to increase by 70% in order to match food demand.

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Topics: Business Insurance

3 Tips on How to Protect Your Business Against Natural Disasters

Posted by Parker Beauchamp on Jun 24, 2015

In the past few years alone, U.S. residents and business owners have witnessed (and recovered from) the devastation caused by hurricanes, tornadoes, wildfires, floods and other forces of nature. One of the most shattering realizations in the aftermath of a natural calamity is the damage incurred by local communities.

Since we’re in the thick of the 2015 tornado season, which typically ranges from April through July, it is important that business owners and residents alike keep severe weather preparedness, safety and recovery top of mind. Beyond the threat of an actual tornado, severe thunderstorms, flooding and damage caused by intense wind combine to make this time of year one of the most costly in terms of insurance claims.

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Topics: Business Insurance

5 Reasons Why Recruiters Need Professional Indemnity Insurance

Posted by Parker Beauchamp on Jun 19, 2015

As a professional recruiter, you work hard to find great candidates that meet your client’s needs. Unfortunately, being a recruiter comes with risks—your reputation, and sometimes your livelihood, is often times tied to another person.

Despite your best efforts to vet a potential candidate, that person may not work out and your client could sue you for professional negligence. The following post highlights five compelling reasons why you should consider purchasing a professional indemnity insurance policy sooner rather than later.

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Topics: Business Insurance, Risk Management

5 Ways Risk Management Can Protect Your Business Data

Posted by Parker Beauchamp on Jun 17, 2015

From the politically charged Sony attack to point-of-sale (POS) breaches at small restaurant chains, no business is safe from the threat of a cyber attack. According to the latest Internet Security Threat Report from Symantec, 34% of all spear-phishing attacks targeted businesses with fewer than 250 employees.

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Topics: Business Insurance, Risk Management

How to Prevent and Protect Your Business Against Workplace Violence

Posted by Parker Beauchamp on Jun 12, 2015

Almost 2 million Americans have fallen victim to workplace violence. Whether it is verbal abuse or physical assault, workplace violence can unfortunately happen anywhere, at anytime. So, why leave the safety of your employees up to chance?

This post will provide an overview of how workplace violence coverage can protect and prevent violence within your business.

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Topics: Business Insurance, Risk Management

Fact or Fiction: The Required Benefits for Seasonal Employees

Posted by Parker Beauchamp on Jun 10, 2015

Whether it’s a sweltering summer job or a winter wonderland occupation, seasonal employment is filled with a variety of temporary positions. As many industries gear up for the fluctuation that occurs during popular seasons, they might look to hire temporary staff to help with the recurrent rush.

With conspicuous confusion about the Affordable Care Act, and muddled insurance regulations, employers are often left uncertain about the evolving mandated policies that are required for seasonal employees. To help provide some clarity, we’ve debunked some of the most talked about uncertainties below.

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Topics: Business Insurance, Benefits

4 Risks Unique to Nonprofits—And How to Insure Them

Posted by Parker Beauchamp on Jun 09, 2015

More than 1.5 million tax-exempt organizations serve the U.S. population, and accounted for 5.3% of GDP in 2014. And every nonprofit—whether a food bank or a hospital—shares similar characteristics.

Unfortunately, third sector organizations also share similar liabilities. This post outlines four unique risks that are specific to nonprofits, and tips on how you can properly protect against them.

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Topics: Business Insurance

INGUARD Announces Acquisition of Allen Insurance

Posted by INGUARD Team on Jun 05, 2015

WABASH, IN (June 5, 2015)—INGUARD, an insurance and risk management firm based in Wabash, Indiana, announced its acquisition of a local firm, Allen Insurance. Effective June 1, Allen Insurance employees will work as umbrella employees of INGUARD and continue to work directly with their existing clients. 

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Topics: INGUARD News

How to Regain Coverage After an Insurance Policy Cancellation

Posted by Parker Beauchamp on Jun 03, 2015

First of all, do not panic.

Receiving notification of an insurance cancellation can overwhelm and frustrate any policyholder. What matters most are the steps you take to regain coverage essential for the protection of your property, assets and loved ones.

If you receive an insurance cancellation letter from your carrier, you need to understand—why your insurance policy is being discontinued; how you can avoid this situation in the future; and what insurance program will be the best fit for you moving forward. As part of this process, seek consultation from a trusted and qualified insurance professional who can help you safeguard against future losses, and headaches.

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Topics: Personal Insurance