Your center for insurance and risk management tips, news and trends.

How Wellness Impacts On-The-Job Safety

Posted by Parker Beauchamp on Jun 26, 2014

Have you ever thought about how maintaining a healthy work environment and encouraging healthy behavior among employees can prevent workplace injuries? It’s true, and there are several measures employers can take to help promote wellness and safety to avoid accidents in the workplace.

You may be thinking, “That sounds great, but are workplace injuries really that prevalent?” Well, according to the Occupational Safety and Health Administration (OSHA), “more than 12 workers die on the job every day, and more than 4.1 million workers suffer a serious job-related injury or illness every year.” These statistics are alarming, especially since most of these injuries and fatalities are preventable.

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Topics: Business Insurance, Benefits

How to Determine if You Need a Product Liability Policy

Posted by Parker Beauchamp on Jun 18, 2014

You spent years envisioning your product, saving for the materials and building your anticipated business. Countless sleepless nights went into building and perfecting your dream company, yet a major financial obstacle, such as an unforeseen lawsuit, has the potential to cripple your operations. 

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Topics: Business Insurance

3 Types of Insurance Every Home-Based Business Owner Should Consider

Posted by Parker Beauchamp on Jun 03, 2014

Home-based businesses are a popular option among startups and other small businesses throughout the country. In fact, global giants Google, Apple and Mattell actually began as home-based startup businesses.

According to the U.S. Small Business Administration, more than 50 percent of businesses in the U.S. are home-based. This is not surprising, especially considering the benefits of working from a home office—e.g. a shortened (or non-existent) commute time, more flexible schedules and fewer overhead costs.

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Topics: Business Insurance