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Safeguard your assets from potential liabilities.

Personal Liability Insurance

When the unexpected happens, will you be prepared?

Misfortunes are never planned, but how well you prepare for the potential impact of such events is critical. INGUARD helps you consider and prioritize your greatest exposures, and can help you decide on an insurance plan that will keep you and your loved ones protected from catastrophic financial consequences.

Whether someone is injured on your property, or you are responsible for a major car accident, INGUARD helps you identify the right liability protection plan to grow your wealth.

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Our Services

INGUARD offers consultation and coverage solutions for personal liability insurance in the following areas: 

  • Home Office/Business/Studio: Liability protection for your business activities carried out at home in the event of an accident to visitors or damage to others’ property.
  • Excess (Umbrella) Liability: One or more layers of excess liability insurance that ‘stacks on top of’ your primary personal liability and auto liability policies—essential coverage to protect against the financial impact of a catastrophic bodily injury or property damage claim against your family.
  • Vacation Homes: Liability protection from lawsuits, claims of injury and property damage for those who own more than one home, including those who rent their vacation homes to guests.
  • Condominiums: Liability insurance helps to cover the potential legal costs and other damages that your association’s coverage does not protect.
  • Time-shares: Protection for your fractional ownership from costly lawsuits and property damage if someone is injured on the time-share property.
  • Recreational Vehicles, Off-road Vehicles, and Boats: Protection in the event that your recreational vehicle, off-road vehicle or boat injures someone or causes damage to property. This insurance includes protection for claims of bodily injury and property damage, and also covers legal defense fees. 

Protection you need. Consultation you can trust.

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