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Your center for insurance and risk management tips, news and trends.

Q&A: How Much Does Rental Property Insurance Cost?

Posted by Parker Beauchamp on Aug 04, 2017

There are 111,271,029 renters in the United States and 22,857,491 landlords. With numbers such as these, it’s apparent the rental property industry can serve as a good, quality investment. But, how solid is your investment without the proper protection in place? Additionally, how much does it cost to keep your investments profitable and rental operations running smoothly?

To answer these question and more, we interviewed INGUARD vice president Emerson Poort. Poort specializes in property/casualty risk management and insurance consulting for real estate, rental and leasing.

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Topics: Business Insurance

4 Hidden Business Insurance Costs You Should Know About

Posted by Larry McSpadden on Mar 21, 2017

When contemplating a possible major accident, lawsuit, fire or cyberattack, it’s easy for an executive or owner to comfort herself with the thought, “Well, we’ve got insurance, so if something happens we’re covered.” While it’s certainly preferable to have insurance in such an event, it’s important to understand that many costs accompanying major losses are not reimbursed by insurance.

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Topics: Business Insurance

How to Prepare for Your Nonprofit Insurance Consultation

Posted by Parker Beauchamp on Mar 14, 2017

Nonprofits are a vital part of U.S. communities, providing a wide variety of critical services and support to those in need. As essential as nonprofits are to our society, so is the role of protecting these organizations from the risks and exposures inherent to their operations.

Your organization can’t live out its mission if a devastating event wipes out your operation, cutting into precious funding. With the help of an insurance provider, your nonprofit can receive the protection it needs to succeed.

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Topics: Business Insurance

Q&A: Expert Tips On How to Insure Your Commercial Real Estate Business

Posted by Parker Beauchamp on Feb 21, 2017

Property management and investment is one of the hardest games in town, but the rewards are great. For example, on the commercial side, major real estate services firm CBRE predicts a rise in rents across office, industry and retail properties.

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Topics: Business Insurance

How to Kick Employee Theft to the Curb: Insurance Needs & Security Best Practices

Posted by Parker Beauchamp on Jan 17, 2017

Roughly $50 billion was stolen from U.S. businesses in 2015, and 75% of employees have stolen at least once from their employers, according to Statistic Brain Research Institute.

That’s a lot of lost resources and untrustworthy workers! But, what if we told you there was a way to avoid becoming one (or both) of these statistics?

Your business works hard to ensure it delivers the highest quality of services and products to customers. This can be difficult though, if you suffer from setbacks due to product or profit shrinkage. Loss due to employee theft can cause you to not have enough resources or funds necessary to keep your business operations running smoothly. But, by taking proper cautionary steps, you can kick employee theft to the curb before it even becomes an issue.

To avoid employee theft and loss to your business, it’s essential to have the proper security precautions and insurance coverages in place.

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Topics: Business Insurance, Risk Management