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Your center for insurance and risk management tips, news and trends.

How to Kick Employee Theft to the Curb: Insurance Needs & Security Best Practices

Posted by Parker Beauchamp on Jan 17, 2017

Roughly $50 billion was stolen from U.S. businesses in 2015, and 75% of employees have stolen at least once from their employers, according to Statistic Brain Research Institute.

That’s a lot of lost resources and untrustworthy workers! But, what if we told you there was a way to avoid becoming one (or both) of these statistics?

Your business works hard to ensure it delivers the highest quality of services and products to customers. This can be difficult though, if you suffer from setbacks due to product or profit shrinkage. Loss due to employee theft can cause you to not have enough resources or funds necessary to keep your business operations running smoothly. But, by taking proper cautionary steps, you can kick employee theft to the curb before it even becomes an issue.

To avoid employee theft and loss to your business, it’s essential to have the proper security precautions and insurance coverages in place.

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Topics: Business Insurance, Risk Management

Insurance Companies Were Once Designed to Be Consumer Champions—How Far We’ve Fallen

Posted by Parker Beauchamp on Jan 11, 2017

This post originally appeared on The Huffington Post

It’s easy to forget, but once upon a time insurance was designed to provide major value to consumers, without the hassle experienced in today’s average insurance transaction. 

In ancient times, various forms of basic insurance occurred to protect sea voyages that lost or were forced to throw cargo overboard. Then, insurance was a compact between two or more parties for mutual gain.

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Topics: Insurance News & Trends

Holiday Hazards: Tips on How to Prevent House Fires

Posted by Parker Beauchamp on Dec 28, 2016

This is the second post in a two-part series on winter home fire safety.The content has been updated to include up-to-date facts and information. For more information, read our first post, "Heating Hazards: Tips to Prevent Winter House Fires." 

As we head into the holiday season, new decorations and holiday schlock are likely to adorn your home. From Christmas trees and menorahs, to holiday lights and wood burning fires, it’s important to consider the safety of your loved ones and possessions when bringing these seasonal items into your home.To help you stay safe and enjoy seasonal delights, below are three common holiday hazards and tips on how to prevent home fires associated with each.

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Topics: Personal Insurance

Heating Hazards: Tips to Prevent Winter House Fires

Posted by Parker Beauchamp on Dec 21, 2016

This is the first post in a two-part series on winter home fire safety. The content has been updated to include up-to-date facts and information.

When the winter chill sets in, some residents choose to supplement home furnaces and radiators with additional heating devices, such as space heaters, or create a cozy ambiance with candles or wood-burning fires. But safety should be top of mind when using these devices, since they pose a risk as potential fire hazards

Fires caused by heating equipment accounted for 16% of all reported home fires from 2009-2013, the second highest after cooking fires, according to the National Fire Protection Association (NFPA) report released in March 2016, Home Fires Involving Heating Equipment. During this timeframe, heating equipment caused an estimated 56,000 reported home structure fires, 470 civilian deaths and 1,490 civilians injuries. This has resulted in $1 billion in property damage in the U.S.

Keep your family and home safe this winter season by practicing the utmost caution when using home heating equipment. Below are three high-risk heating sources and ways to prevent fires in your home.

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Topics: Personal Insurance

How INGUARD and the 13-24 Drive In Help Create Lasting Family Memories [Infographic]

Posted by INGUARD Team on Dec 15, 2016

Summer nights are meant for enjoying beautiful, warm weather with family and friends – and the 13-24 Drive In has been doing just that since 1951.

As new technology and modern movie theaters came into play, the 13-24 Drive In saw a dip in attendance that was almost beyond repair. But in 2011, the treasured theater was saved by the Beauchamp family and The Honeywell Foundation. Since changing ownership, the 13-24 Drive In has not only stayed afloat, but exceeded expectations year-over-year.

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Topics: INGUARD News, Community Investment